Whether you are a first-time buyer, investor or just looking for a lifestyle change, I will guide you through the condo buying process at your pace, providing the information you need to make decisions that are right for you.
Before we start, it makes sense to speak with your lender or mortgage broker.
This helps you understand:
A good pre-approval gives us a clear starting point, locks in your mortgage rate and helps avoid surprises later.
Identify the important criteria to guide your search.
We will narrow down:
Your list may change as you start exploring options, and that is completely normal.
I will show you the condos that match what you are looking for.
I can help you:
You will see as many properties as needed. The goal is to help you recognize the right fit when you see it.
When you find a condo, we will research and prepare to make the right offer.
This may include:
I will ensure you have the information you need to make an offer with confidence.
Working together to negotiate the right terms and conditions for you.
You will never be pressured by me to accept any terms you are not comfortable with.
Two simple words that can make or break your purchase.
I am organized and have systems to ensure each step of the process goes smoothly.
No one likes surprises, especially the ones that cost money. Before buying, it is important to understand the main costs.
Due after the offer is accepted, usually within 24 hours. It is applied toward your down payment on closing. This is generally about 3-5% of the purchase price, but negotiable.
Due when the inspection is booked, if applicable. Helps identify concerns with the property, structure, condition, maintenance, or mechanical systems. $500-$1,000.
Usually arranged before closing. Cost varies depending on the property, value, location, and use.
Due on closing. This is the amount you are contributing toward the purchase price.
Due on closing. These are amounts adjusted between buyer and seller for prepaid or owing expenses, such as property taxes or condo fees.
Due on closing. Covers your lawyer's work, including reviewing documents, checking title, handling the mortgage, and registering the property in your name. $1,700-$2,500.
Due on closing and usually paid through your lawyer. It is based on the purchase price. Your guide gives sample amounts of $6,475 on $500,000, $11,475 on $750,000, and $16,475 on $1,000,000.
Applies when the down payment is less than 20%. It is often added to the mortgage and is based on a percentage of the borrowed amount.
Varies depending on how much you are moving and the distance involved.
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